Max Cunningham

Max Cunningham

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$367,000

($152,181 down)
FHA

3575 Ruffin Rd UNIT 204, San Diego, CA 92123

2
1
788 sqft
PITI Monthly
$1,933.35 /mo

Listing courtesy of: Michael Wolf, Coldwell Banker West

Assumed Rate

4.01%
7.15%

Principal & Interest

$1,220 /mo
$1,724 /mo

What's Special

REMODELED
SPACIOUS
VAULTED CEILINGS
BALCONY

Top floor, 2 bedroom condo with a view at the Summer Hill community in Serra Mesa. Viewpoints are all situated easterly towards the mountains & hills, trees, and the complex amenities below. Easy access to the pool and spa & community amenities. Interior features upgraded kitchen countertop, vaulted ceilings with Loft in living room and peaceful and quiet balcony with additional storage. Spacious primary bedroom with well designed full bath with an additional separate vanity connected to the primary bedroom. Bring your imagination to build sweat equity. See it today! Centrally located two bedroom residence in beautiful Sara Mesa. Property sits on the second floor with views; immediately adjacent to the complex amenities (pool, spa, BBQ area, pool table and rec room/community room, etc) to get the most value out of your HOA fee. Property is being sold with condition in mind. Completely remodeled units are selling for considerably more than list price. Many units have installed laundry in unit and some have installed ducted HVAC (presumably with OK from HOA). Bring your imagination and design prowess.  This property will not last long, so see it today before it’s sold

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.01
Remaining Loan Term
22 years, 3 months
Monthly PITI
$1,933.35/mo
Estimated Loan Balance
$231,551
Cash to close
$152,181
Interest Paid
$73,514

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: WallWindowUnits
  • Heating: Electric, Radiant
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: CommonRoof
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, ElectricHeat, Heated

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Contemporary
Materials
  • Unknown
  • Roof: CommonRoof
Condition
  • Year Built: 1975
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Serra Mesa
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Summer Hill HOA
  • HOA Amenities: Unknown
  • HOA Fee: $599
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $465.74
  • Tax Annual Amount: $4587.5
  • On Market Date: 2025-04-16T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $152,181 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $152,181!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.01% Sellers Rate
$214,819
Your Cash$152,181
Total Purchase Price:$367,000

Assumed vs Traditional Mortgage

Assumed @ 4.01%
$1,220/mo
Traditional @ 7.15%
$1,789/mo
You save $568/month ($6,819/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250024722SD

Listing From:

Last updated: 2025-04-17T20:33:41.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.01%
7.15%

Principal & Interest

$1,220 /mo
$1,724 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $152,181 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $152,181!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.01% Sellers Rate
$214,819
Your Cash$152,181
Total Purchase Price:$367,000

Assumed vs Traditional Mortgage

Assumed @ 4.01%
$1,220/mo
Traditional @ 7.15%
$1,789/mo
You save $568/month ($6,819/year)

*Secondary financing rates are an estimated value based on input

Follow Us
REAL Broker
Agent/Broker
Max CunninghamREAL Broker(602) 875-7565max@azrealestatepros.comMLS SA629793000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than REAL Broker are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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